Using only these three guidelines, I was able to save £50,000 in just four years; today, at age 27, I own two homes.


An individual who styles herself as a “career and life bestie” has shared her strategies for saving $50,000 over the course of four years, assuring readers that doing so is easier than it sounds.

Kennie, who is very savvy with her finances, has revealed that between the ages of 21 and 25, she followed a three-step plan.


The compliance officer still had everyday luxuries like regular coffees and a Netflix membership


Her TikTok confession that she “didn’t do anything that special” to cut costs was widely shared.

However, she stresses the importance of consistency and avoiding “lifestyle inflation” when attempting to implement her method.

As an introduction, Kennie said, “I get asked a lot how I was able to save up £50,000 by the time I was 25 years old.

You can invest in real estate and then use the proceeds to purchase a second investment property later on.

“And to be honest, I didn’t do anything special.”

The compliance officer went on to say that she didn’t follow the advice of “personal finance gurus” online and that she treated herself to small luxuries like coffee and a Netflix subscription even as she saved.

She went on to say, “I actually enjoyed my life at the same time.

“There’s three main things, right.

“The first thing is pay yourself first.

At the time, I was in my early twenties and making £28K annually.

Every time I get paid, I’m putting half of it in the bank and not touching it.

To paraphrase, “I’m in debt to myself now because I had to withdraw some cash,” and I plan to settle up with myself the following month.

Kennie’s second piece of advice is to “opt for high paying jobs” and leave companies if a better offer comes along.

She did admit that the “lifestyle inflation” caused by her newfound wealth was the purchase of an expensive BMW.

That, as Kennie put it, is lifestyle inflation, which can quickly deplete your savings.

After a while I decided to do something about it, and I said to myself, “I’m selling this BMW.

There went my monthly savings of $300 because of that.

She was able to save more money each month and put less into her spending by getting rid of the car.

To better meet her financial goals, Kennie decided to purchase a more affordable vehicle.

She wrote in the video’s caption that she hoped it would serve as motivation for people who are stuck in a 9-to-5 job and feel unable to save money.

To reach her savings goal, she planned to stay at home with her parents for as long as she could.

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Thousands of people were moved by Kennie’s video.

Over 220,000 people have watched it, and over 26,000 have liked it.


Micheal Kurt

I earned a bachelor's degree in exercise and sport science from Oregon State University. He is an avid sports lover who enjoys tennis, football, and a variety of other activities. He is from Tucson, Arizona, and is a huge Cardinals supporter.

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